Insurance and Payments

image of front desk assistant helping person fill out paperwork. At Optometric Associates, our goal is to promote good eye health and enable you to have the clearest vision possible. We participate with several types of vision insurance, accept Cash, Personal Checks, MasterCard®, Visa®, and Discover® cards. If you would like more information of the insurance plans we participate with, please contact one of our convenient locations.

Vision Insurance

The knowledgeable staff at Optometric Associates is experienced in working with participating vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

We participate with VSP, Tricare, Avesis, BCBS, Medicare, Medicaid, and Most Major Plans.

Contact our Indianola office at 515-961-5305, our Carlisle office at 515-989-0889, or our Norwalk office at 515-981-0224 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) or Health Saving Account (HSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs and HSAs can typically be used to offset any out-of-pocket prescription or exam costs on your behalf.

Other Payment Options

Our Optometric Associates staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination.